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1) Introductory Meeting

This is the first part of establishing a fruitful partnership, so be prepared! In this phase we will first start by listening.  In order to help you, we need to understand your specific situation.  We need to know what you like and don’t like about your current plan, how you make decisions and what you think a good financial planner is all about.  There are no shortcuts in building an effective financial future.

2) Exploration Phase

This is where the fun begins.  We will have an interactive discussion where we sill show our approach to financial planning.  We will assess your readiness for retirement, show common areas of wealth transfer, discuss the importance of understanding opportunity costs and share key strategies in working with a financial institution.

3) Detailed Planning

This is were you will do homework and fill us in on your key financial details.   Then in our next meeting, we will share our findings on the areas where you can save money by avoiding unnecessary wealth transfers. We will cover each area in detail and show you money lost as well as the impact of opportunity costs. 

Then, we will discuss investment options.  We will discuss your current investment strategies and talk about alternatives that you may not have considered.  We will discuss and show you interactively the pros and cons of different investment approach that covers all the family’s assets and liabilities.

We will also discuss your insurance protection strategy.  It does not make sense in saving, investing wisely and then risking your assets with too little insurance or having the wrong kind.

We will build you personalized strategies tailored to your specific needs to maintain and/or attain your ideal lifestyle.

4) Ongoing Aid and Advice

Your priorities and goals will inevitably shift through time which is why we are here to proactively prepare your plan. We embrace change. As your life circumstances facilitate a different approach to financial planning, wealth management, and savings options, we will be a constant presence to ensure that your plan transitions along with you.